OBINNA UDOYE (MD/CEO)

Obinna Udoye has an impressive work experience in banking Industry. He is the foundation Managing Director and Chief Executive Officer of Perennial Finance Limited.
Prior to the formation of Perennial Finance, he worked in the Banking Industry for almost two decades in four different top Nigerian Banks rising up to management position.
Obinna served in very critical marketing units covering retail, commercial, corporate and investment banking.
He commenced his career in the Credit & Marketing Department of Fidelity Bank Plc from 2001 to 2007 with specialization on retail and Consumer Banking.
His achievements as an energetic young banker stood him out and facilitated his career growth up to Assistant Manager within six years.
He won the MDs award as best staff in deposit growth in 2006.
He was also a co-awardee of the best branch of the year in profit and deposit growth.
In 2007 he moved to then Afribank Plc as head Commercial Banking South Bank.
He was responsible for developing the Commercial Business segment of the region and was able to champion the development of product papers and working documents for Commercial business in critical aspects of the Banks business such as FMCG, Vendor financing etc.
He was later to work in the Corporate banking, Oil & Gas and manufacturing sector between 2010 and 2013.
Being a dynamic and growth driven Banker, he moved to United Bank for Africa Plc in September 2013 specifically to champion the development of the regional Corporate Banking desk.
Even though this did not work as planned owing to the management restructuring and realignment of the regional banking structure, he was still instrumental to the development and growth of some key corporate and commercial businesses in the region before his exit after five years to join a team of purpose driven professionals in establishing Perennial Finance Limited.
He holds a Bachelor of Science degree in Accountancy of Enugu State University.
He is also an Associate member of Institute of Chartered Accountants of Nigeria. He has attended various training programs, seminars, workshops and conferences (local and international) on banking.
He is a Student member of the Chartered Institute of Stockbrokers of Nigeria.


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    Frequently Asked Questions

    Providing a holistic bouquet of financial products and services to the retail and commercial segment of the economy thereby enhancing the growth and development of the sector and the country at large.

    Our minimum loan amount is N50,000 and maximum is N15000,000.

    Yes, we carry out a credit check on your application before final approval and disbursement of funds.

    Your Employment or Offer letter, Employment I.D, Current Six (6) months’ salary account, Utility bill and a valid means of National I.D

    Within 24 hours. The loan will be disbursed into your salary account.

    Yes, you have to be a salary earner to access our loan offerings.

    The minimum tenor is 1 month and maximum is 12 months.

    You cannot have more than one loan at a time, but you can apply for a top up loan after three repayments on your existing loan.

    No, your application can be made online via our website or mobile app.

    Yes you can. However, ensure to notify us of this by sending a mail to info@perennial-finance.com

    We apologize for the double debit. Kindly send a mail to info@perennial-finance.com explaining your situation for speedy treatment.

    The minimum tenor is 30days

    Interest payments can be paid into your account monthly, quarterly, annually or upon maturity.