Frequently Asked Questions

Yes, we carry out a credit check on your application before final approval and disbursement of funds.

Your Employment or Offer letter, Employment I.D, Current Six (6) months’ salary account, Utility bill and a valid means of National I.D

Within 24 hours. The loan will be disbursed into your salary account.

Yes, you have to be a salary earner to access our loan offerings.

The minimum tenor is 1 month and maximum is 4 months.

You cannot have more than one loan at a time, but you can apply for a top up loan after three repayments on your existing loan.

No, your application can be made online via our website or mobile app.

Yes you can. However, ensure to notify us of this by sending a mail to info@perennialfinance.com

We apologize for the double debit. Kindly send a mail to info@perennialfinance.com explaining your situation for speedy treatment.

The minimum amount is N50, 000

The minimum tenor is 90days

Interest payments can be paid into your account monthly, quarterly, annually or upon maturity.