FUNDS MANAGEMENT We offer very attractive interest rates on our funds management products.Our fund placement is structured to meet our client’s needs in terms of interest payment and partial withdrawals without any penalty. Our investment product range covers: Perennial Wealth Certificate Perennial High Yield investment Perennial Retirement Savings Plan Perennial Wealth Certificate:This is an investment plan that enables clients to invest a specified sum periodically over a period of minimum of two (2) years. The investment could be on monthly or quarterly basis with interest compounded over the period. The principal and accrued interest are repaid to investors at the end of the tenor. Minimum investment is =N=20,000 (Twenty thousand Naira) Perennial High Yield Investment: This type of investment attracts a very high interest yield and is suitable for high profile investors. The interest is equivalent to that of money market instruments and can be paid upfront as may be demanded by investors. Minimum investment is =N=5,000,000 (Five million naira) while the minimum tenor is 60 days Perennial Retirement Savings Plan. This investment is for low and middle income earners. It is mainly for those who are on paid employment or those with regular income stream. It’s created to be a buffer upon retirement before clients receive their pension and Gratuity benefits. The minimum investment is =N=5,000 and it’s for a minimum tenor of five (5) years |
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Providing a holistic bouquet of financial products and services to the retail and commercial segment of the economy thereby enhancing the growth and development of the sector and the country at large.
Our minimum loan amount is N50,000 and maximum is N15000,000.
Yes, we carry out a credit check on your application before final approval and disbursement of funds.
Your Employment or Offer letter, Employment I.D, Current Six (6) months’ salary account, Utility bill and a valid means of National I.D
Within 24 hours. The loan will be disbursed into your salary account.
Yes, you have to be a salary earner to access our loan offerings.
The minimum tenor is 1 month and maximum is 12 months.
You cannot have more than one loan at a time, but you can apply for a top up loan after three repayments on your existing loan.
No, your application can be made online via our website or mobile app.
Yes you can. However, ensure to notify us of this by sending a mail to info@perennial-finance.com
We apologize for the double debit. Kindly send a mail to info@perennial-finance.com explaining your situation for speedy treatment.
The minimum amount is N20, 000
The minimum tenor is 30days
Interest payments can be paid into your account monthly, quarterly, annually or upon maturity.