COMMERCIAL LOANS Our Commercial loan facilities for customers will help to cushion any effect of gapsin stocks, liquidity and cash constraints in your business. |
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Providing a holistic bouquet of financial products and services to the retail and commercial segment of the economy thereby enhancing the growth and development of the sector and the country at large.
Our minimum loan amount is N50,000 and maximum is N15000,000.
Yes, we carry out a credit check on your application before final approval and disbursement of funds.
Your Employment or Offer letter, Employment I.D, Current Six (6) months’ salary account, Utility bill and a valid means of National I.D
Within 24 hours. The loan will be disbursed into your salary account.
Yes, you have to be a salary earner to access our loan offerings.
The minimum tenor is 1 month and maximum is 12 months.
You cannot have more than one loan at a time, but you can apply for a top up loan after three repayments on your existing loan.
No, your application can be made online via our website or mobile app.
Yes you can. However, ensure to notify us of this by sending a mail to info@perennial-finance.com
We apologize for the double debit. Kindly send a mail to info@perennial-finance.com explaining your situation for speedy treatment.
The minimum amount is N20, 000
The minimum tenor is 30days
Interest payments can be paid into your account monthly, quarterly, annually or upon maturity.