Ayitu Oghenovo (Head Operations & Finance)

Ayitu is a dynamic operations and finance officer with expertise in financial management, Processing, corporate governance, financial analysis and business process improvement.

He has over a decade of work experience starting from Subaka Nigeria Limited to United bank for Africa Plc where he spent most of his flourishing career in Cash Management,E-payment processing etc.He was also responsible for the supervision of all teller functions, control of the day to day operational activities of the Bank’s branch where he operated without any major regulatory infraction or operational lapses.

Ayitu possesses a Higher National Diploma as well as Bachelor of Engineering (Mechanical) from Federal Polytechnic Nekede and University of Port Harcourt respectively.

He has attended various professional trainings and seminars


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    Frequently Asked Questions

    Providing a holistic bouquet of financial products and services to the retail and commercial segment of the economy thereby enhancing the growth and development of the sector and the country at large.

    Our minimum loan amount is N50,000 and maximum is N15000,000.

    Yes, we carry out a credit check on your application before final approval and disbursement of funds.

    Your Employment or Offer letter, Employment I.D, Current Six (6) months’ salary account, Utility bill and a valid means of National I.D

    Within 24 hours. The loan will be disbursed into your salary account.

    Yes, you have to be a salary earner to access our loan offerings.

    The minimum tenor is 1 month and maximum is 12 months.

    You cannot have more than one loan at a time, but you can apply for a top up loan after three repayments on your existing loan.

    No, your application can be made online via our website or mobile app.

    Yes you can. However, ensure to notify us of this by sending a mail to info@perennial-finance.com

    We apologize for the double debit. Kindly send a mail to info@perennial-finance.com explaining your situation for speedy treatment.

    The minimum tenor is 30days

    Interest payments can be paid into your account monthly, quarterly, annually or upon maturity.