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Our Offer

Here is the list of some of the features and other values you get when you do business with us.

Substantial loans

You can get upto N150,000 to N8,000,000 loan to do business and repay with ease

Flexible Loan Repayment

We have convenient repayment plan that is aligned according to your income

Transparency

No hidden charges, we have a transparent system that ensures that you know your total commitment

Quick Disbursals

Once your loan is approved we disburse within 48hrs

Low interest rate

We have one of the lowest interest rates in the market

Easy documentations

Secure a loan without stress and too many documentations

OUR VISION

To be a first choice financial services providers in the different markets we serve and the various products we offer.

OUR MISSION

Providing a holistic bouquet of financial products and services to the retail and commercial segment of the economy thereby enhancing the growth and development of the sector and the country at large.

OUR CORE VALUES

To be a first choice financial services providers in the different markets we serve and the various products we offer.

Why We Are Preferred

We understand how to effectively guide you through the finance or refinance process and avoid potential problems along the way.

Dedicated Specialists

We have dedicated account officers to attend to you

No up-front Appraisal Fees!

We do not charge up-front appraisal fee

Success Stories Rating

For 10 years, we have so many testimonies from our clients

Our Blog

Trade Finance

Designed specifically for those in import and export business, we provide funding for our customers and partner with our banks to process your foreign import and export transaction documents such as forms M, Letters of credit,Bills for Collection etc

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Commercial Loans

Our Commercial loan facilities for customers will help to cushion any effect of gaps in stocks, liquidity and cash constraints in your business.

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Retail & SME loans

Your dream of growing your business to an enviable status is achievable. With our various packages available to SMEs at affordable interest rates,your business is at the speed lane for greater heights.

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Our Partners

Below are list of our Partners

Need a Personal or Business Loan Contact Us

Fill up the form below and we would get in touch with you

    Frequently Asked Questions

    Providing a holistic bouquet of financial products and services to the retail and commercial segment of the economy thereby enhancing the growth and development of the sector and the country at large.

    Our minimum loan amount is N50,000 and maximum is N15000,000.

    Yes, we carry out a credit check on your application before final approval and disbursement of funds.

    Your Employment or Offer letter, Employment I.D, Current Six (6) months’ salary account, Utility bill and a valid means of National I.D

    Within 24 hours. The loan will be disbursed into your salary account.

    Yes, you have to be a salary earner to access our loan offerings.

    The minimum tenor is 1 month and maximum is 12 months.

    You cannot have more than one loan at a time, but you can apply for a top up loan after three repayments on your existing loan.

    No, your application can be made online via our website or mobile app.

    Yes you can. However, ensure to notify us of this by sending a mail to info@perennial-finance.com

    We apologize for the double debit. Kindly send a mail to info@perennial-finance.com explaining your situation for speedy treatment.

    The minimum tenor is 30days

    Interest payments can be paid into your account monthly, quarterly, annually or upon maturity.